Title Loans - Dabbler.com

Title Loans

A title loan refers to an agreement in which an asset is put up as collateral for money to be loaned out. Title loans do not require an applicant’s credit rating to be approved and can allow for applicants to be approved quickly and easily.

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Title loans can be secured in less than 20 minutes for loan amounts that are $100 or less. The lender may check that the borrower is employed and has an income.

Car Title Loan

A car title loan requires a borrower that owns his or her car to sign over the title of the car to the loan company. The loan company will offer a loan that is up to 25% of the vehicle’s total value and will hold onto the car’s title in case the borrower is not able to pay off their loan. A title loan is typically short-term. It allows for borrowers to be approved easily regardless of their credit history. The year, value, make, model and condition of the vehicle is used to secure the loan.

Title loans are an attractive option for people who have poor credit and need money quickly. Title loans also have high costs associated with them. The annual percentage yield on a car title loan can be as high as 300% interest-most are over 100% interest. This means that the borrower of the title loan will have difficulty paying their loan and interest back.

Most car title loan amounts are for $1,000 or higher. The borrower can choose to repay the car title loan with a single payment. The borrower can also choose to pay the loan back based on a two-year payment plan. This plan is based on predetermined installments in a scheduled period. If the borrower is unable to repay the loan based upon the terms in the agreement, the vehicle can be repossessed. Some loan companies may give a borrower that is in default on their loan the option of paying interest payments only (not paying down the actual debt) until they have the money to pay down the debt.

A car title loan may be a good option for you if you have unexpected expenses or need cash quickly.


A title loan doesn’t just have to be for a car. If you have a truck and are interested in a title loan, there are many loan companies that can serve you quickly and easily. You can get a title loan on your truck to get a loan for business or home finance needs. Your truck may be for personal needs or commercial purposes. Some title loan companies allow you to also put up a commercial vehicle, trailer- or even heavy equipment. There are many different trucks that qualify including:

  • Dump trucks
  • Pickup trucks
  • Semi-trucks
  • Flatbed trucks
  • Asphalt trucks
  • Moving trucks
  • Box trucks


A loan title can also be used with your SUV. Using your paid-off SUV as collateral, you can secure a loan easily. You can drive your SUV and have the loan you need, giving the title to the loan company if you default on your payments. The amount on the loan that you receive depends on the value of your SUV. To get a title loan on your SUV you will need to fill out the appropriate documents and forms. You will also need to have your SUV’s year, make and mileage. Some companies may allow you to apply for a title loan online- just make sure that you have done your research and choose the right title loan company.


Not all title loan companies will allow you to get a title loan on your motorcycle. That is why you will need to do your research to find the right title loan company that will give you a title loan for your motorcycle. A motorcycle title loan is a secured loan that you can use your motorcycle as collateral if you cannot pay back the loan. The amount of that you will get for your loan will depend on the make, model, condition and year of your motorcycle. A motorcycle loan can allow you to a certain amount of money quickly and easily. A title loan on your motorcycle can allow you to get cash quickly, and allow you to possibly improve your credit score by making all your payments on time.


If you own an RV, but need access to money fast, you may want to consider applying for a title loan on your RV. An RV title loan allows you to use your RV as collateral to secure a loan. A lien will be placed on the RV’s title in exchange for a loan. The loan that you receive will be based on the year, make, model and condition of your RV. If you make the payments on your loan on time and pay off the balance owing on your loan, the lien is removed and you will again own the title of the RV. It is important to do your research on loan companies to allow you to find the one that will meet your needs the best.

If you are interested in a title loan, you should do your research to find out what options will make the best sense of your specific situation. A title loan can allow you to get the finances you need when you need them. Your credit score often doesn’t matter, allowing you to receive the loan based on the value of your vehicle.

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